Find out when you’ll pay off your loan
Calculate your debt-free date and see how extra monthly or one-time payments could save you time and interest.
Estimated debt-free date
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Enter your loan details below
Monthly payment—
Total interest—
Total paid—
Paid off sooner—
Interest saved—
How do extra payments change your payoff date?
Extra payments reduce your principal, so less interest accrues the following month. Before paying extra, confirm that your lender applies the money to principal and check for prepayment penalties. Results are estimates, not a lender payoff quote or financial advice.